> ## Documentation Index
> Fetch the complete documentation index at: https://docs.nelsonandassociatesinc.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Full coverage

> What people actually mean by full coverage auto insurance, why it usually means liability plus comprehensive and collision, and why no policy uses that phrase.

**Full coverage** is not a technical insurance term. People usually mean carrying liability plus comprehensive and collision on an auto policy.

Lenders require comp and collision while you finance a vehicle. After payoff, compare premium cost to your car's current value before keeping both.

## Related terms

* [Collision coverage](/learn/collision-coverage)
* [Comprehensive coverage](/learn/comprehensive-coverage)
* [Auto insurance](/learn/auto-insurance)

## Further reading

* [FTC — Auto insurance basics](https://consumer.ftc.gov/articles/auto-insurance-what-you-need-know)

These are independent consumer-education sources. Coverage details vary by state and carrier.

## Get a quote

Ready for coverage? A licensed agent calls during business hours (**Mon–Fri 9–5 CT**):

* [Auto / home / life quote](https://nelsonandassociatesinc.com/quote?utm_source=docs\&utm_medium=referral\&utm_campaign=full-coverage)
* [Small business / commercial](https://nelsonandassociatesinc.com/commercial?utm_source=docs\&utm_medium=referral\&utm_campaign=full-coverage)


## Related topics

- [Collision coverage](/learn/collision-coverage.md)
- [Comprehensive coverage](/learn/comprehensive-coverage.md)