> ## Documentation Index
> Fetch the complete documentation index at: https://docs.nelsonandassociatesinc.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Medical payments (MedPay)

> What medical payments coverage (MedPay) on an auto policy pays after an accident, why it applies regardless of fault, and how it differs from PIP.

**Medical payments (MedPay)** on auto policies pays medical bills for you and passengers after an accident, regardless of fault in many states.

MedPay is usually inexpensive and can fill gaps your health insurance deductible leaves. Availability and rules vary by state.

## Related terms

* [Personal injury protection (PIP)](/learn/personal-injury-protection)
* [No-fault insurance](/learn/no-fault-insurance)
* [Bodily injury liability](/learn/bodily-injury-liability)

## Further reading

* [FTC — Auto insurance basics](https://consumer.ftc.gov/articles/auto-insurance-what-you-need-know)

These are independent consumer-education sources. Coverage details vary by state and carrier.

## Get a quote

Ready for coverage? A licensed agent calls during business hours (**Mon–Fri 9–5 CT**):

* [Auto / home / life quote](https://nelsonandassociatesinc.com/quote?utm_source=docs\&utm_medium=referral\&utm_campaign=medical-payments)
* [Small business / commercial](https://nelsonandassociatesinc.com/commercial?utm_source=docs\&utm_medium=referral\&utm_campaign=medical-payments)


## Related topics

- [Personal injury protection (PIP)](/learn/personal-injury-protection.md)
- [No-fault insurance](/learn/no-fault-insurance.md)