> ## Documentation Index
> Fetch the complete documentation index at: https://docs.nelsonandassociatesinc.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Small business insurance

> An overview of common small-business insurance coverages — liability, property, and more.

**Small business insurance** is a set of coverages that help protect the company you run — customers, property, employees, and day-to-day operations — depending on what you do.

## Common building blocks

* **General liability** — third-party injury or property damage claims
* **Commercial property** — business location and equipment (when owned/leased under the policy)
* **Business auto** — vehicles used for work
* **Workers’ compensation** — employee injuries (rules vary by state and payroll)
* **Professional / specialty lines** — when your trade needs them

There is no single “one policy for every business.” The mix depends on your industry, location, and contracts.

## Next step

Running a business and want a practical review? A licensed agent calls during business hours (**Mon–Fri 9–5 CT**):

* [Small business / commercial](https://nelsonandassociatesinc.com/commercial?utm_source=docs\&utm_medium=referral\&utm_campaign=small-business-insurance)
* [Auto / home / life quote](https://nelsonandassociatesinc.com/quote?utm_source=docs\&utm_medium=referral\&utm_campaign=small-business-insurance)