Learn — Auto
Collision coverage
What collision coverage is on an auto policy, how it pays to repair or replace your vehicle after a crash regardless of fault, and how the deductible applies.
Collision coverage pays to repair or replace your vehicle when you hit another vehicle or object, regardless of fault. Lenders typically require it; it is optional once a car is paid off.
Paired with comprehensive, the two are often called full coverage — though that phrase is not a technical policy type.