Learn — Auto
Comprehensive coverage
What comprehensive coverage on an auto policy pays for, including hail, theft, fire, and animal strikes, and why lenders usually require it on loans.
Comprehensive coverage pays for vehicle damage from events other than collisions: hail, theft, flooding, fire, deer strikes, falling objects, and similar perils (subject to policy terms).
In hail- and deer-prone Midwest states, comprehensive is especially important. Lenders usually require it while you have a loan.