Learn — Home & property
Renters insurance
What renters insurance covers when you rent an apartment or house, including personal property, personal liability, and loss of use for temporary housing.
Renters insurance protects your belongings and your liability when you rent a home or apartment. The landlord’s policy covers the building — not your stuff.
Typical coverages include personal property, liability, and loss of use (temporary housing if a covered loss makes the unit uninhabitable). Policies are usually affordable compared to homeowners insurance.