Small business insurance

Small business insurance is a set of coverages that help protect the company you run — customers, property, employees, and day-to-day operations — depending on what you do.

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Common building blocks

• General liability — third-party injury or property damage claims
• Commercial property — business location and equipment (when owned/leased under the policy)
• Business auto — vehicles used for work
• Workers’ compensation — employee injuries (rules vary by state and payroll)
• Professional / specialty lines — when your trade needs them

There is no single “one policy for every business.” The mix depends on your industry, location, and contracts.

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Next step

Running a business and want a practical review? A licensed agent calls during business hours (Mon–Fri 9–5 CT):

• Small business / commercial
• Auto / home / life quote