Learn — Auto
Coverage gap
What a coverage gap in auto or home insurance is, why even a one-day lapse can raise premiums for years, and how to avoid a nonpayment cancellation.
A coverage gap is any period between policies with no insurance. Even a single day without coverage can affect your rates for years and may trigger higher-risk pricing.
If you cancel one policy, start the replacement the same day. Never drive uninsured where liability is required.