Learn — Home & property
Wind and hail deductible
What a wind and hail deductible is on a homeowners policy, why it is typically a percentage of dwelling coverage, and how it differs from all-perils.
A wind/hail deductible is separate from your standard flat deductible and is often a percentage of dwelling coverage.
In tornado- and hail-prone states, a 2% wind/hail deductible on a 6,000 before coverage applies on that peril.